Terms and Conditions

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Revision date: 09/12/24

Please read these terms of use (these “Terms”) as they govern the use and access to www.barbarawichman.com. (the “Site”). This site is owned and operated by CKC Consulting, LLC, dba Barbara Wichman. These terms govern the use of this Site, and any software applications that link to our Site. By using this site, you indicate that you have read and understand these terms and conditions. You agree to always adhere to these Terms. If you do not agree to these terms, then you must not use this Site or access any content.

BY ACCESSING THIS WEBSITE, YOU:

AGREE TO A BINDING AGREEMENT TO THESE TERSM OF SERVICE, THAT YOU ARE OF LEGAL AGE AND ABLE TO FORM A BINDING AGREEMENT WITH US, AND IF YOUR JURISDCITION DOES NOT PERMIT ACCESS, YOU DO SO AT YOUR OWN RISK.

You are solely responsible for adhering to these Terms and to know and abide by your local laws.

Intellectual Property 

We own it. All content published and made available on our site is the property of CKC Consulting, LLC and the Site's creators. This includes, but is not limited to, images, text, logos, documents, downloadable files, and anything that contributes to or content that is associated with this Site.

Accounts

When you subscribe to receive a newsletter or other items on our Site, you agree that you are solely responsible for your account or subscription and any information attached to that account or subscription. 

You are responsible for ensuring that all personal information you provide to us through your subscription is up to truthful, accurate and current. You are responsible for updating any incorrect information and provide updates.

We reserve the right to suspend or terminate your account If you violate these terms and conditions. We reserve the right to suspend or terminate your account or subscription for any illegal or unethical activity and behavior. We reserve the right to uphold our ethics in these decisions without retaliation or legal action.

Third party goods and services

Third party sites are responsible for the quality of their goods and services. We are not responsible for any third-party goods, services, and quality of those items.

Links to other websites 

Our site contains links to 3rd party websites or services. You are wholly responsible for the content, policies or practices of any third-party website or service linked to on our site. We are not now nor will be at any time responsible for third-party websites or their services or products.

Limitation of liability

CKC Consulting and our directors, officers, agents, employees, subsidiaries, contractors, consultants, and affiliates will not be liable for any actions, claims, losses, damages, liabilities, and expenses, including legal obligations or fees from your use of our Site. 

Indemnity 

Except where and only when it is prohibited by law, your use of this site indemnifies and holds harmless, CKC Consulting LLC dba Barbara Wichman, our directors, officers, agents, employees, subsidiaries, affiliates, consultants, contractors, and partners from any actions, claims, losses, damages, liabilities and expenses including legal fees are rising out of your use of our Site.

Applicable law 

These terms and conditions are governed by the laws of the State of Illinois and Wisconsin.

Severability 

If any of the terms or conditions in these Terms are inconsistent with or become invalid, those specific terms and conditions will be deemed unenforceable and invalid, however the remainder of the Terms will be considered valid.

Changes. 

With the constant changes experienced today, these terms and conditions may be amended to stay in compliance with the law. We may need to change our site, our processes associated with our Site may need to be altered, and it may be different than our original intent for the Site.

As users of this Site, it is your responsibility to review these Terms to identify any changes. A revision date will be included in these Terms to inform you of change updates.

You can contact us through the feedback form available on our site or email barbara@barbarawichman.com